A disciplined approach to long-term investing.
Like many people, Niral was never formally taught about investing. He learned through study, experience and the steady building of a portfolio through regular, disciplined, long-term investing.
Over time he saw how many friends and family members wanted to invest but were held back by unfamiliar terminology, concern about losing money and conflicting information, and so kept their savings in cash.
He began working with them one-to-one, explaining each concept clearly and supporting them through their first steps. Joshi Investments was established on the basis of that work.

How I work
- Practical
- Real accounts, real platforms and real decisions, with theory introduced where it adds understanding.
- Transparent
- No promises of returns and no short-term speculation. Long-term investing requires patience.
- Structured
- A clear progression from first principles to managing your own plan.
- Personal
- One-to-one sessions built around your goals, your pace and your questions.
In session
Sessions take place over Zoom or Teams, so clients can join from home or the office. Each one is prepared around the client’s own goals and progress.


“Time in the market, not timing the market.”
Joshi Investments provides investing education and mentoring. We are not authorised or regulated by the Financial Conduct Authority and do not give personal financial advice.
Arrange a consultation with Niral.
A free 20-minute consultation, without obligation.